Worth it:

  • Trail Wallet: purpose-built for tracking spend across currencies and trips. The reports show exactly where the money went.
  • Splitwise: not a tracker, but it keeps housemate debts honest, which is half the battle.
  • MoveReady: $9.99 one-time unlock. City-specific budget targets plus actuals, so you see the drift before the overdraft.
City Expense Tracker Apps: Which Ones Are Worth It?
Image via Wikimedia Commons

Not worth it:

- Generic bank apps: they categorize "Tesco" as groceries and "Tesco petrol" as groceries too. Useless granularity. - Anything with a subscription over 5 USD/month for students. Your tracking app should not need its own budget line. Sources: Numbeo Cost of Living Track for the first 90 days. That is when spending patterns set. After that, you know your numbers and the app becomes a receipt drawer.